Saving for a Rainy Day: Mobility Ramp Financing Options

ramp financing options

They say April showers bring May flowers so in April we are focusing on the issue of saving for a rainy day.   We know that many of you need better home accessibility, but don’t have the budget to cover it.  In fact, Disabled World reported that about half of all American wheelchair users must navigate steps just to get in and out of their home each day.  This is why our team at EZ-ACCESS has come up with a large variety of ramp funding options.

Visit our Funding Sources page and read on to get an overview of funding options that may work for you:

Private Organizations

Private organizations are a great place to start when you’re looking for home accessibility funding.  Depending on your diagnoses, you could look into the National United Cerebral Palsy Association, the American Cancer Society, the National Multiple Sclerosis Society, the National Muscular Dystrophy Association and more.

Local Programs

Local communities also offer great funding for home accessibility.  Check with your local government, church or community organization to see if they offer a special home program or volunteer project for local low income families.

Bank Funding

If you have a great relationship with your local bank, you may want to explore options in a second mortgage, home equity loan or reverse mortgage.  Simply, contact your bank and weigh your options.


We realize Medicare doesn’t typically cover mobility ramps.  However, some private insurance plans do cover home accessibility products and home modification.  Contact your insurance agent to check into this.

Tax Deductible

One final area to look into is tax deductions.  As a homeowner, you can take advantage of tax deductions for certain home modifications as capital expenses with the main purpose of medical care for you, your spouse or your dependent.  Read more about tax-deductible accessible home modifications.

Do you have any suggestions for ramp funding programs that you’d like us to add to our Funding Sources page?  We’d love to hear your suggestions!  Share funding ideas on the EZ-ACCESS Facebook page or submit your ideas through our contact us page today.